How I Used Proper Budgeting to Retire by 38

When it comes to planning your future, it’s never too soon to start saving. While there are many tools and tricks for early retirement, it’s still not always a walk in the park. Most of us spend the prime of our years working only to retire in their 60s. But what if you could retire earlier and ensure that the rest of your life was yours to live? I’ve been in your shoes. Through my own trials and tribulations, I wanted more out of life for myself, which ultimately led me to set my mind to a goal: to retire early and embrace the possibilities of life.

To retire by 38, you need to be prepared to make sacrifices today for the future you desire.

So where do you start?

Envision Your Ideal Scenario

For many, retirement can mean a multitude of things. It can mean the freedom to travel or all the time in the world to visit family. Some may want to launch a business or find a passion for non-profit volunteering.

Whatever your dream reality is, you need to start thinking about it now. The road to your ideal retirement is long and winding and building the framework now will guarantee your eventual success later.